Short Term Insurance

Short Term Insurance Schemes

Bringing you unique benefits and options with every Short Term Insurance!

Below are some of our Short Term Insurance Schemes.

Auto & General

Auto & General continues to affirm its footing as a formidable leader in South Africa’s competitive short-term insurance industry.

Innovation Group

Through the power of collaboration, Innovation Group & MFC have leveraged the value of respective core competencies enabling the creation of fit for purpose products & a one-stop
service in an otherwise commoditised motor finance offering.


Hollard offers comprehensive home content and building insurance, and car insurance that covers you, your car, your passengers and other drivers.


With assets totalling more than R17 billion, a countrywide, world-class contact centre infrastructure, a thriving intermediary network and more than 650 000 policyholders, it's no wonder that Santam is South Africa's leading short-term insurer.

Mutual & Federal

Mutual & Federal is the oldest short-term insurer in southern Africa with a history that dates back more than 180 years.


AC&E Engineering Underwriting Managers was founded in 2008. AC&E strive to be the preferred Engineering, Professional Indemnity and Commercial Underwriters in the South African Market.


Western was founded in 2004 in Namibia. The success of the company resulted in an expansion into South Africa in 2007. Western specialises in short-term Insurance products and operates through a network of brokers and intermediaries.


Momentum Short-term Insurance specializes in Personal, Commercial and Vehicle Fleet insurance to meet your specific needs.


Renasa was established in 1998 by the international Reliance National Group. In 2018 Renasa was again awarded Commercial Insurer of the Year by the Financial Intermediaries Associations’ (“FIA”), (the intermediated industry’s most prestigious award).


MiWay is a licenced short-term insurer and financial services provider, offering customers a range of non-life insurance products including motor, household, homeowners, business insurance - as well as liability cover.


MUA were the first UMA of its kind in the country and became known as pioneers in the field of specialist underwriting of high-valued, classic and exotic vehicles for the upper segment of the personal lines short-term insurance market. Since then they’ve become South Africa’s leaders in tailoring insurance risk management solutions for the discerning consumer. In 2006 their services were expanded to include home insurance.

Discovery Short Term

Get comprehensive, market-leading mechanical breakdown and electrical failure cover for 36 critical components of your vehicle.