Dread Disease Cover and Critical Illness Cover refers to exactly the same type of Life Insurance cover.

Your Dread Disease or Critical Illness Cover policy will pay a lump sum in the event that you are being diagnosed with a qualifying disease as stipulated in your policy document. Worldwide the probability of anyone being diagnosed with a critical disease is on the increase so including this type of Life Insurance cover as part of our financial planning is important. You should also consider the prevalence of these diseases in your family when prioritizing the type of cover you can afford.

Diseases that are typically covered in a Critical Illness Cover policy include Cancer, Heart Attack, Stroke, Renal Failure, Multiple Sclerosis, Parkinson’s disease and many more.