While it may be a topic most of us would rather avoid, especially at the beginning of the new decade, cancer is a reality for many South African families. Almost everyone you speak to either has cancer or knows someone who has it. No matter your age or health, no one can hide from this terrible disease.
Every year in December and January the SunSmart CANSA campaign educates South African's about preventative steps that can be taken to prevent skin cancer. Regardless of these efforts, there is unfortunately still an increase in skin cancer cases and it is a growing public health problem in South Africa.
SA has one of the highest monitored ultraviolet (UV) levels in the world, resulting in one of the highest skin cancer rates globally. According to National Library of Medicine National Institutes of Health "The total estimated annual cost of treating skin cancer cases in South Africa amounted to ZAR 92.4 million in 2015. Sensitivity analyses showed that the total costs could vary between ZAR 89.7 to 94.6 million when melanoma-related variables were changed and between ZAR 78.4 to 113.5 million when non-melanoma-related variables were changed. The primary drivers of overall costs were the cost of excisions, follow-up care, radical lymph node dissection, cryotherapy and radiation therapy".
The National Cancer Strategic Framework 2017 – 2022 reflects the country’s commitment to reduce the burden of cancer amongst all South Africans. How we will benefit from this commitment is unclear. South African tend to not rely on the public health care system.
Cancer treatments are expensive. Not only is it financially draining, but it is also emotionally draining on families. It is important to make sure that you are sufficiently covered. Having sufficient Medical Cover, Gap Cover and, if you can, Income Protection Insurance will offer some much-needed financial relief for the costs of treating cancer.
Weigh up the available plan types and choose the Medical Cover, Gap Cover that includes oncology benefits. Ultimately, your chosen medical aid plan will determine the coverage you can receive for cancer. For example, a more comprehensive plan will have higher treatment limits than a more basic plan.
Being a member of a medical scheme is like an investment fund for your health.
There is a lot of information to process and important decisions that need to be taken. The first decision you can make today is contacting Trulogic and ask for advice. Trulogic will ensure that you are sufficiently covered.
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